Behind the Build

NT0 Is Now a Fractional CTO + AI Practice

6 min read

A few weeks ago I rebuilt Networkzero around AI-native development. The thesis was that the cost of building software has collapsed in a way that lets a single experienced operator outperform much larger teams on a specific category of work. That part still holds. What's changed is who the practice is for.

I had a few weeks of conversations with operators after that post went up. Founders, mid-market CEOs, a couple of PE operating partners, a few people I've known for fifteen years. The pattern that emerged in those conversations is the reason for this update.

What I Heard

Founders building from zero are well-served by AI development studios, and there are a lot of good ones. The market for "experienced engineer who can ship a $30K MVP in six weeks" is healthy. Anyone who's read the six-week framework knows I can do that work and enjoy it.

But the conversation that kept happening — the one I wasn't expecting — was a different shape. It came from CEOs of $10-$50M businesses, almost always in industries with no in-house tech leader. Distribution, manufacturing, professional services, automotive and heavy-duty aftermarket, regional healthcare. The conversation went like this:

"We know AI matters. We've been pitched by three or four consultants this year. None of them feel like they actually understand how our business runs. We don't have a CTO and we can't credibly evaluate any of them. What do we actually do?"

That's a different question than "build me an MVP." It's a leadership question dressed up as a technology question. And it's the question I'm uniquely set up to answer.

What Mid-Market Operators Are Actually Asking For

When I pulled the conversation log apart, the operators who fit this pattern were asking for some combination of:

  • A real twelve-month roadmap that survives contact with their actual systems
  • Production AI integrated into their stack — not prototypes, not demos
  • Build-vs-buy calls on the AI vendors they're already being pitched
  • Vendor management and contract negotiation against a market they don't understand
  • A path for their internal team to operate the systems we ship

That's not a development studio engagement. That's a fractional CTO engagement, with AI as the primary substrate. And it's substantially harder, more valuable, and more durable than building MVPs for founders.

The Math That Made Me Reposition

A typical $20M operator I'd serve is paying — or about to pay — $400K all-in for a full-time CTO/CAIO they don't yet need at full-time scale. That hire takes six months to recruit and roughly a year to assess. Most of these companies don't survive the assessment phase well, because they have nobody internally who can evaluate the hire's work.

The fractional version is materially better economics for both sides. $25K-$50K per month for a senior operator who's available next week, can stand in front of the board, and can be fired cleanly at the end of any quarter. I bring twenty-five years of engineering and product leadership and four years of production AI work going back to GPT-3.5 — a track record that predates the consulting category most of these operators are being pitched by.

That math wasn't on my radar when I rebuilt Networkzero in April. I was thinking about MVPs and prototypes. But the buyer who appeared in the conversations was different, the work was different, the engagement model was different, and the price point was different. So the practice repositioned to meet them.

What "Fractional CTO + AI Lead" Actually Means in Practice

The engagement is structured around three things, delivered in this order:

Strategy. A real twelve-month AI and technology roadmap that ties to specific KPIs in the business. This includes vendor map, build-vs-buy calls on every initiative, and a board-ready framing of what you're investing in and why. You'll have a defensible plan, not a generic deck.

Transformation. Production AI shipped into your stack. Real integrations into your DMS, ERP, CRM, PIM — whatever's actually running your business. Real components in production, with the architecture, security, observability, and runbooks that make them durable. Not prototypes. Not slides.

Education. I work alongside your team to identify an internal champion, write the runbooks, set up the evals, and graduate them to ownership of the systems we ship. By month nine to twelve, the production work runs without me. The engagement compresses to a strategy-only relationship, converts to advisory, or sunsets entirely.

That third pillar is the part most consultants won't say out loud. I'll write more about it in a separate post. The short version: I don't sell forever retainers. I sell graduation. The kind of strategic work you'll keep needing is structurally different from the implementation work that should sunset, and conflating the two is what makes most consulting relationships go bad over time.

What This Means for the Existing NT0 Offers

Sprint and Build engagements still exist — for founders, creators, and teams that need a single senior builder for a specific project. Those offers are visible on the Services page and the work is real. If you're a founder with an MVP to ship, the six-week framework still applies and I'm still the right person to ship it.

But the headline product is now the fractional retainer. AI Audit ($20K, two to three weeks, ends with a roadmap and one production prototype against your real data) is the conversion vehicle. Roughly 70% of audits move into a retainer at the end. Growth ($25K/month), Scale ($35K/month), and Embedded ($50-$75K/month) are the retainer tiers. Pricing is public on the Services page because mid-market CEOs reasonably want to see what things cost before they book a call.

What Hasn't Changed

I still build things. I still ship to production. I still work with people directly without project-management theater between us. The Networkzero name still means start from zero, build something real.

What has changed: the buyer I'm building for is the operator who needs a leadership-grade tech and AI partner, not just a senior engineer to staff a project. The work has more strategy in it, more vendor management, more team coaching, and more board-level framing than it did six weeks ago. The engagements are larger and longer, and they're designed to compress over time rather than continue indefinitely.

If you're a CEO of a $10-$50M business and you're tired of getting pitched by consultants who can't tell you what a SKU is or which vendor is going to be acquired in nine months, let's talk.

Todd Adams

Todd Adams

Founder of Networkzero. Building software for 25+ years and production AI since 2022, before GPT-4.